PAY BY BANK
Maximize Every Transaction With Digital Payments
With Pay by Bank, customers spend more, shop more frequently, and cancel fewer orders. Consumers can use Pay by Bank both online and in-store, giving you faster checkouts, no chargebacks, and next day settlements.
Increase Revenue, Reduce Hassles
Pay by Bank is built into Dutchie. Payments, loyalty, discounts, and marketing all work together in one system. No extra vendors and no additional integrations. Just one platform that makes your dispensary easier to run and more profitable to grow.
Make More Money
31%
higher average order value on Pay by Bank vs. cash
Less No Shows
57%
fewer cancellations with pre-paid online orders
Guaranteed Transactions
100%
chargeback liability coverage with next day settlement
Retain and Engage Staff
$25K+
in annual tips per location driven by Pay by Bank
Give Consumers the Payments They Want and Trust
Pay by Bank is built into Dutchie. Payments, loyalty, discounts, and marketing all work together in one system. No extra vendors and no additional integrations. Just one platform that makes your dispensary easier to run and more profitable to grow.
Unlock a Growing Consumer Base
~2M
Pay by Bank customers and growing
Retain More Customers
60%
of customers return monthly after their first Pay by Bank purchase
Accessible to Everyone
12K+
supported banks
Engage Customers Everywhere
100%
coverage across:
delivery
e-commerce
mobile app
kiosk
register
One Consistent Consumer Experience Across Every Channel
Pay by Bank is built into Dutchie. Payments, loyalty, discounts, and marketing all work together in one system. No extra vendors and no additional integrations. Just one platform that makes your dispensary easier to run and more profitable to grow.
At the Kiosk
Customers log in, see their loyalty points, and pay instantly with Pay by Bank. Checkout is quick and customers simply pick up their order.
On E-commerce
Shoppers complete their order online with Pay by Bank and know their purchase is guaranteed. That means fewer abandoned carts and higher order values
In the Branded Mobile App
Customers save a Dutchie loyalty pass to Apple or Google Wallet. They track rewards in real time and scan to pay with Pay by Bank. It is the same smooth checkout they expect from their favorite coffee shop.
At the Register
Budtenders simply verify IDs and hand over the orders. No counting change and no terminal required. It is faster for staff, more secure for the store, and easier for customers.
Shopping Online
Customers can see their rewards in real time, apply them during checkout, and unlock personalized offers directly while browsing your website.
In-Store Kiosks
At kiosks, shoppers log in, view their rewards, and redeem them instantly as part of a fast, self-service checkout flow.
Shopping Online
Customers can see their rewards in real time, apply them during checkout, and unlock personalized offers directly while browsing your website.
In-Store Kiosks
At kiosks, shoppers log in, view their rewards, and redeem them instantly as part of a fast, self-service checkout flow.
Your Branded Mobile App
Your branded mobile app puts loyalty in every customer’s pocket. Shoppers can track their points, receive personalized notifications, and redeem rewards from anywhere.
At the Register With Digital Wallets
Loyalty Passes live in your customer’s mobile wallet, combining rewards and saved payments so they can redeem points and pay with a single tap.
Dutchie connects our full digital platform across all applications: POS, kiosk, web, in-store, and mobile app, with loyalty and payments built in. No matter how a customer shops with Ascend, the experience is seamless and streamlined.
David Gacom, Ascend Wellness
CCO, Ascend Wellness
Thousands of Retailers Choose Pay by Bank
OUR CUSTOMERS
We power the industry’s leading retailers and brands.
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How it works
Pay by Bank is built into Dutchie. Payments, loyalty, discounts, and marketing all work together in one system. No extra vendors and no additional integrations. Just one platform that makes your dispensary easier to run and more profitable to grow.
One-Time Sign-Up
Shoppers securely connect their bank account with Plaid in under a minute.
Seamless Checkout
At your dispensary, kiosk, mobile app, or Ecommerce Pro site, customers pay instantly without cash, cards, or ATM trips.
Instant Confirmation
Orders are verified in real time. Funds move directly from the customer’s account through ACH, which reduces fraud and eliminates card-network risks.
Guaranteed Transactions
Every order is paid in full. No chargebacks, no risk, and no lost margin. Dutchie assumes the risk so you keep the profit.
Fast, Predictable Settlement
Transactions batch at the end of each day and settle the next business day. Dutchie has never missed a payment.
Automatic Reporting
Every payment syncs to Dutchie POS so managers get accurate, compliant reporting without reconciliation headaches.
Features That Keep Customers Coming Back
Book a demo
Get an expert guided tour of Dutchie.
Schedule a demo and our cannabis retail experts will help you find the right tools for your business.
